812 Richmond Hwy, Richmond VA · Open Mon to Sat 9am to 7pm · Sun 10am to 5pm Call (804) 297-6350 Text a Quote Español
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Koalafi Lease-to-Own in Richmond, VA

No Credit Needed* lease-to-own financing for tires and repairs. Apply online from your phone, with an approval process that takes seconds.

Koalafi: No Credit Needed*. Flexible payment options. Apply now. *No credit does not imply no credit check.

Koalafi at Drivine Tire & Auto

Koalafi offers lease-to-own financing for a range of credit situations, so a set of tires or a repair doesn't have to wait until you've saved up. You can start your application online right now, from your phone, and it goes straight to our shop.

The application asks for your mobile number first and sends you a verification code by text, then walks you through the rest.

  • No Credit Needed*
  • Approval process that takes seconds
  • Low initial payment
  • Flexible payment options and early purchase options
  • Customer payments reported to TransUnion

How it works

  1. Apply online Use the Apply button. Koalafi tells you where you stand.
  2. Get your quote Call or text us, or stop by. We'll quote the tires or the repair, and you approve it before anything gets done.
  3. Sign your lease Koalafi shows you the lease terms, the payment schedule and the early purchase options before you sign.
  4. Drive away We do the work, and you make your payments to Koalafi.

How lease-to-own works

Lease-to-own works differently from a credit card or an installment plan. Koalafi buys the tires or parts and leases them to you. You make lease payments and own them once the lease is paid in full or you use an early purchase option. If you run the full term, the total you pay is typically more than the cash price, so Koalafi's early purchase options are worth planning around.

Early purchase options: you can buy out your lease early and pay less than you would over the full term. Koalafi shows your early purchase options and what they cost in your lease agreement before you sign.

Comparing options? Our financing page covers all five, and Snap Finance is our other lease-to-own option.

Ready when you are. Call or text (804) 297-6350, or book online and we'll come back with a quote and a time.

Disclosures

Lease-to-own financing is provided by Koalafi, not Drivine Tire & Auto. Approval, terms, fees and early purchase options are set by Koalafi and are subject to its agreements. Not all applicants are approved.

*We do perform a credit check on customers as part of our application process. “No Credit Needed” does not imply no credit check. This is a lease-to-own product. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state.

Common questions

Koalafi questions, answered

How does Koalafi lease-to-own work?

Koalafi buys the tires or parts and leases them to you. You make scheduled lease payments and own them once the lease is paid in full or you use an early purchase option. Koalafi shows you the full terms before you sign.

Do I need good credit for Koalafi?

No Credit Needed. Koalafi is built for a range of credit situations. Koalafi does perform a credit check as part of its application, and not every applicant is approved.

Can I apply before I come in?

Yes. Use the Apply with Koalafi button on this page. It opens Koalafi's secure application for our shop, and you'll know where you stand before you arrive.

Who do I make payments to?

You pay Koalafi directly. The shop is paid when your lease is signed, and Koalafi handles your payment schedule and account questions.

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