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Snap Finance in Richmond, VA

Lease-to-own for tires and repairs, with no credit needed and a fast path to approval. Apply online from your phone, in English or Spanish.

Snap Finance - Apply Here

Snap Finance at Drivine Tire & Auto

Snap Finance offers lease-to-own with no credit needed, so tires or a repair you weren't planning on don't have to wait. Start your application online from your phone. It goes straight to our shop, and Snap tells you where you stand.

The application starts with your mobile number, and you can switch it to Spanish on the first screen.

How it works

  1. Apply online Use the Apply button and Snap lets you know where you stand.
  2. Get your quote Call or text us, or stop by. We'll quote the tires or the repair, and you approve it before anything gets done.
  3. Sign your lease Snap shows you the lease terms, the payment schedule and the early purchase options before you sign.
  4. Drive away We do the work, and you make your payments to Snap.

How lease-to-own works

Lease-to-own works differently from a credit card or an installment plan. Snap buys the tires or parts and leases them to you. You make lease payments and own them once the lease is paid in full or you use an early purchase option. If you run the full term, the total you pay is typically more than the cash price, so Snap's early purchase options are worth planning around.

Early purchase options: Snap offers ways to buy out your lease early, including its 100-day option, so you pay less than you would over the full term. Snap shows the exact amounts in your lease agreement before you sign.

Comparing options? Our financing page covers all five, and Koalafi is our other lease-to-own option. Need tires? See new tires and used tires.

Ready when you are. Call or text (804) 297-6350, or book online and we'll come back with a quote and a time.

Disclosures

Lease-to-own financing is provided by Snap Finance, not Drivine Tire & Auto. Approval, terms, fees and early purchase options are set by Snap and are subject to its agreements. Not all applicants are approved. Not available in MN, NJ or WI.

Common questions

Snap Finance questions, answered

Do I need good credit for Snap Finance?

No credit is needed to apply. Snap's lease-to-own is built for people who may not qualify for traditional credit. Approval isn't guaranteed, because Snap makes its own decision.

Can I apply in Spanish?

Yes. Snap's application has a Spanish option on the first screen. Our staff also speaks Spanish if you have questions at the shop.

Who do I make payments to?

You pay Snap directly. The shop is paid when your lease is signed, and Snap handles your payment schedule and account questions.

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