Home · Tire Financing
Tires and repairs don't always come at a convenient time. Split the cost with Affirm, Klarna, Sunbit, Koalafi or Snap Finance, including no credit needed options with Snap, and drive away safe today.
Pick a provider
A worn-out set of tires or a failed brake job can't wait until the timing is better. That's why we offer five financing providers, so there's an option for more situations, from strong credit to limited or damaged credit. Use them on new tires, used tires, brake repair and larger repairs.
Financing You own it from day one and repay on a set schedule.
Split larger repairs and tire purchases into scheduled monthly payments. Check your purchasing power before you come in.
See if you prequalify from your estimate. Check out from your invoice once your vehicle is in.
How Affirm works
Pay smarter with Klarna. Choose Klarna on your invoice and see the options available to you.
Klarna is available at checkout. Find it on your estimate and on your invoice once your vehicle is in.
How Klarna works
Pay-over-time built for auto service, with options on your estimate and a quick decision.
See if you pre-qualify from your estimate. Check out from your invoice once your vehicle is in.
How Sunbit worksLease-to-own Built for a range of credit, with early purchase options.
Lease-to-own financing for a range of credit situations, with a low initial payment and early purchase options.
Lease-to-own with no credit needed and a fast path to approval, plus early purchase options, including a 100-day option.
Affirm, Klarna and Sunbit don’t have a separate application for our shop. Your estimate shows your options with them, and once your vehicle is in you check out from your invoice. The Affirm button also lets you see your purchasing power on Affirm’s site, an estimate that’s confirmed at checkout. Koalafi and Snap open the provider’s own secure application for our shop, and Snap’s is also in Spanish. Approval, terms, fees and early purchase options are set by each provider, not by Drivine Tire & Auto, and are subject to their agreements.
The five providers work in two different ways, and it's worth knowing which one you're signing up for.
Financing and installment plans work like a loan or a pay-later plan. The provider pays for your purchase, you own it from day one, and you repay the amount over a set schedule along with any interest or fees in your agreement.
Lease-to-own works differently. The leasing company buys the tires or parts and leases them to you. You make lease payments and own the items once the lease is paid in full or you use an early purchase option. Lease-to-own is built for people who may not qualify for traditional credit, but if you run the full term, the total you pay is typically more than the cash price. That's why the early payoff window is worth planning around.
In every case, read the agreement before you sign: the payment amount, the schedule, the total cost and what happens if you pay early.
Koalafi and Snap Finance both offer early purchase options, so you can buy out your lease early and pay less than you would over the full term. Snap calls its version the 100-day option. If you know a paycheck, a tax refund or other money is coming soon, planning an early purchase can make a big difference to what you pay overall.
Each provider shows the exact early purchase amounts and dates in your lease agreement. They can differ by program and change over time, so go by what your own agreement says.
Requirements vary by provider and can change, but applications commonly ask for a government-issued photo ID, your phone number and email, and income details. Lease-to-own providers often ask for an active checking account and proof of regular income. Some plans take a payment at signing, so bring a debit or credit card. If you want to be fully prepared, check the provider's own website for its current requirements before you come in.
Financing only helps if the work behind it is honest. We explain what we found, what it takes to fix and what it costs before you commit, so you're never financing parts your car didn't need. That goes for everything from a set of tires to a check engine light repair on a European car.
We're at 812 Richmond Hwy in South Richmond, open Monday to Saturday 9am to 7pm and Sunday 10am to 5pm. Walk in, call or text (804) 297-6350, or book online and choose "Financing question" so we can have the options ready when you arrive.
Ready when you are. Call or text (804) 297-6350, or book online and we'll come back with a quote and a time.
Common questions
Yes, for Koalafi and Snap Finance. Use the apply online buttons on this page and the provider will let you know where you stand before you arrive. You can also check your Affirm purchasing power online, with or without an existing Affirm account. Your estimate also shows your Affirm, Klarna and Sunbit options, and you check out with them from your invoice once your vehicle is in.
Possibly. Koalafi and Snap Finance are built for a range of credit situations, and Snap's lease-to-own is no credit needed. Approval isn't guaranteed, though, because each provider makes its own decision. Ask us and we'll explain which options are worth trying for your situation before you apply.
It depends on the provider and the type of check it runs. Some checks don't affect your score and some can. Read the provider's disclosure on the application screen, or ask the provider directly, before you submit if that matters to you.
That depends on the provider and the plan you're approved for. Koalafi and Snap Finance are lease-to-own, so instead of interest your agreement shows the lease cost and your early purchase options. For Affirm, Klarna and Sunbit, your agreement shows any interest or fees before you accept.
Your payments go to the financing or leasing company you chose, not to the shop. The provider sets the schedule, handles your account and answers questions about your balance, early payoff and payment dates.
No. Get the quote first. We'll tell you what the car needs and what it costs, and then you can decide whether to pay outright or use one of the five financing providers. Nothing gets done until you approve it.
Yes. Financing isn't only for tires. You can use it to split the cost of brakes and larger repairs too. Tell us when you ask for a quote and we'll walk you through the options for that job.
