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Kafene Lease-to-Own in Richmond, VA

Lease-to-own for tires and repairs, with low lease payments and no credit needed*. Leases up to $5,000. Apply online from your phone before you come in.

Kafene: Get up to $5000 today! Low lease payments and no credit needed. Apply now.
*Approval and amount depend on eligibility. No credit needed does not mean no credit check. See disclosures.

Kafene at Drivine Tire & Auto

Kafene offers lease-to-own for shoppers with limited or no credit history, so a set of tires or a repair doesn't have to wait until you've saved up. You can start your application online right now, from your phone, and it goes straight to our shop.

Kafene looks at more than a credit score when it reviews your application, and tells you how much you're approved for before you sign anything.

  • No credit needed*
  • Leases up to $5,000
  • Low lease payments
  • Early purchase options
  • Apply online from your phone

How it works

  1. Apply online Use the Apply button. Kafene tells you where you stand and how much you're approved for.
  2. Get your quote Call or text us, or stop by. We'll quote the tires or the repair, and you approve it before anything gets done.
  3. Sign your lease Kafene shows you the lease terms, the payment schedule and the early purchase options before you sign.
  4. Drive away We do the work, and you make your lease payments to Kafene.

How lease-to-own works

Kafene is a lease, not a loan or a credit card. Kafene buys the tires or parts and leases them to you. You make scheduled lease payments and own them once the lease is paid in full or you use an early purchase option. If you run the full term, the total you pay is more than the cash price, so Kafene's early purchase options are worth planning around.

Early purchase options: your Kafene lease includes an early purchase period. Pay the cash price plus tax and any applicable fees within that period and you pay the least overall. After it ends, you can still pay off the lease early and save on the remaining payments. Your lease agreement shows the exact period and amounts before you sign.

What you need to apply

Kafene asks applicants to be 18 or older, with a valid government-issued ID, an active checking account and a regular income. Requirements can change, so check Kafene's own site if you want to be sure before you apply.

Comparing options? Our financing page covers all six, and Koalafi and Snap Finance are our other lease-to-own options.

Ready when you are. Call or text (804) 297-6350, or book online and we'll come back with a quote and a time.

Disclosures

Lease-to-own is provided by Kafene, not Drivine Tire & Auto. Kafene is a lease-purchase agreement, not a loan or credit card. Approval and lease amounts (up to $5,000) depend on Kafene's eligibility requirements, and not all applicants are approved. Lease terms, payment amounts, fees and early purchase options vary by applicant and by state and are set out in your lease agreement. An initial payment may be required when you sign.

*“No credit needed” means no credit history is required to apply. It does not mean no credit check: Kafene may obtain information from consumer reporting agencies when reviewing your application. You will not own the leased items until you make all scheduled lease payments or use an early purchase option. Leasing over the full term costs more than the cash price.

Common questions

Kafene questions, answered

How does Kafene lease-to-own work?

Kafene buys the tires or parts and leases them to you. You make scheduled lease payments and own them once the lease is paid in full or you use an early purchase option. Kafene shows you the full terms before you sign.

Do I need good credit for Kafene?

No credit needed. Kafene is built for shoppers with limited or no credit history and looks at more than a credit score. “No credit needed” does not mean no credit check, and not every applicant is approved.

How much can I lease with Kafene?

Kafene leases up to $5,000. The amount you're approved for depends on your application, and Kafene shows it to you before you sign anything.

Can I apply before I come in?

Yes. Use the Apply with Kafene button on this page. It opens Kafene's secure application for our shop, and you'll know where you stand before you arrive.

Who do I make payments to?

You pay Kafene directly. The shop is paid when your lease is signed, and Kafene handles your payment schedule and account questions.

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